Refund Policy

Effective Date: May 27, 2024

Welcome to PHD CAPITAL PRIVATE LIMITED. Our objective is to provide you with the highest quality financial services and products. By accessing and using our services, you agree to the terms and conditions outlined in this No Refund Policy. This policy applies to all transactions made on our website (

  1. General Policy

All sales of services and products on the PHD CAPITAL PRIVATE LIMITED website are final. Due to the nature of our business and the services we provide, we do not offer refunds or exchanges for any products or services once the transaction has been completed. By making a purchase on our site, you acknowledge and agree to this No Refund Policy.

  1. Scope of Services

Our services include but are not limited to financial consulting, Research Subscription, and other related products and services. This No Refund Policy applies to all services and products provided through our website.

  1. Exceptions

We understand that exceptional circumstances can occur, and therefore, we may consider refund requests on a case-by-case basis in our sole discretion under the following conditions:

– If there is a technical issue on our end that prevents you from accessing the service you have paid for, and we are unable to resolve the issue within a reasonable timeframe.

– If you have been charged incorrectly due to a billing error on our part.

To request a refund under these exceptional circumstances, please contact our customer service team at within 7 days of the transaction date. Include a detailed explanation of your issue, and we will review your request.

  1. Non-Transferable

Refunds, if granted, are non-transferable. The refunded amount will be credited back to the original payment method used for the transaction.

  1. Contact Us

If you have any questions or concerns about our No Refund Policy, please do not hesitate to contact us:

By using our website and services, you signify your acceptance of this No Refund Policy. If you do not agree to this policy, please do not proceed with any purchases on our site. Thank you for your understanding and cooperation.

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